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Chris Johnson


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Investor Funds to Flip Short Sales
Use our investor’s funds to buy homes from banks or short sales then flip them to end buyers. This is not a loan or hard money program.
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Is Short Sale Right For Me?
A Personal Guide to understanding a short sale and how it will affect you and your credit.
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School Reports in Brandon, Valrico and Riverview, Florida
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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Chris Johnson, REALTOR®, real estate agent and broker for Brandon, Valrico and Riverview, Florida home listings, property and land for sale - NUMBER1EXPERT™

Chris Johnson
RE/MAX Realty Unlimited

2020 West Brandon Blvd. Suite 105
Brandon, FL 33511
813-654-5549
Fax: 813-689-5967
ChrisJohnson@NUMBER1EXPERT.com


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